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Fixed Deposit

A lump sum, a fixed term, the best rate

About this deposit

Place a lump sum for a chosen term and earn a higher, guaranteed rate. Interest can be paid out periodically or added at maturity.

  • Higher guaranteed rate
  • Choose your term
  • Interest payout or reinvest
  • Loan against deposit available

⚠ Placeholder copy — the society's own wording replaces this.

At a glance

Interest rate—TBC
Minimum₹—TBC
Tenure— months / yearsTBC
Premature withdrawalAllowed with rate adjustmentTBC

Frequently asked

Do I need to be a member?

Some deposit schemes are open to members of the society. Membership is straightforward — ask at any branch.

How is interest paid?

Depending on the scheme, interest is added to your balance, paid out periodically, or given with the principal at maturity. To be confirmed per product.

Can I take my money out early?

Term deposits usually allow premature withdrawal with an adjusted rate; savings and current have no fixed term. Exact terms confirmed by the society.

Are my deposits protected?

Co-operative deposits are covered by the applicable deposit-insurance rules. The branch will confirm the current position.

What documents do I need?

Proof of identity and address (Aadhaar / PAN), photographs, and the account form. The branch confirms the exact list.

⚠ Answers to be confirmed by the society.

Work out your returns

For fixed and recurring deposits, the maturity calculators on the main page do the maths — the figures there were checked against the society's published tables.

Open the calculators →

Actual rate and terms are decided by the society.

Enquire about this deposit

⚠ Not live: this form stores nothing. Enquiries are member data, so it waits for the India server.