⚑ Preview — Micro Society loan products (demo). Every rate, limit and line of copy below is a placeholder — marked TBC — until a society sends their real figures. The lead form doesn't store anything yet: member data has to sit on an India server before we can take it.

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Group Loan

For self-help groups

About this loan

Loans for registered self-help groups and joint liability groups, built around the group's own savings and repayment record.

For registered SHGs / JLGs
Group guarantee, no collateral
Builds a credit record
Weekly or monthly repayment

⚠️ Placeholder copy — the society's own wording replaces this.

At a glance

Interest rate13% p.a.TBC

Amount₹10,000 – ₹5,00,000TBC

Tenure6 – 36 monthsTBC

Processing fee—TBC

Frequently asked

What documents do I need?

Proof of identity and address (Aadhaar / PAN / passport), recent photographs, and proof of income. The exact list depends on the product — the branch will confirm.

How long does approval take?

Gold and diamond loans are usually same-day at the branch. Other products depend on verification.

Can I repay early?

Yes. Part-payment and pre-closure terms vary by product — please confirm at the branch.

Do I need to be a member?

Some products are for members of the society. Membership is straightforward — ask at any branch.

Is the rate fixed or floating?

To be confirmed by the society per product.

⚠️ Answers to be confirmed by the society.

What would it cost?

Loan amount (₹) Interest rate (% per year) TBC Tenure (months)

—

per month

Indicative only — same formula as the main calculators. Actual rate and eligibility are decided by the society.

Enquire about this loan

Your name Mobile number Nearest branch

⚠️ Not live: this form stores nothing. Enquiries are member data, so it waits for the India server.