← Society Micro SocietyCooperative banking suite Calculators →
← All loan products

Personal Loan

For whatever life needs

About this loan

An unsecured loan for a wedding, education, medical costs or anything else — approved on your income and standing with the society.

  • No security needed
  • Members get preferential rates
  • Fixed monthly instalment
  • Repayment up to 5 years

⚠️ Placeholder copy — the society's own wording replaces this.

At a glance

Interest rate11.5% p.a.TBC
Amount₹25,000 – ₹10,00,000TBC
Tenure12 – 60 monthsTBC
Processing fee—TBC

Frequently asked

What documents do I need?

Proof of identity and address (Aadhaar / PAN / passport), recent photographs, and proof of income. The exact list depends on the product — the branch will confirm.

How long does approval take?

Gold and diamond loans are usually same-day at the branch. Other products depend on verification.

Can I repay early?

Yes. Part-payment and pre-closure terms vary by product — please confirm at the branch.

Do I need to be a member?

Some products are for members of the society. Membership is straightforward — ask at any branch.

Is the rate fixed or floating?

To be confirmed by the society per product.

⚠️ Answers to be confirmed by the society.

What would it cost?

—
per month

Indicative only — same formula as the main calculators. Actual rate and eligibility are decided by the society.

Enquire about this loan

⚠️ Not live: this form stores nothing. Enquiries are member data, so it waits for the India server.